Does debt feel like a weight you can’t shake off? Are you unsure if you’re using it as a tool or if it’s using you?

If so, you’re not alone. Many business owners and individuals struggle to understand which debts help build their financial future and which ones hold them back.

But it doesn’t have to be this way. Join Shawndel Spader in the April Profit Power Hour to break down the difference between acceptable and avoidable debt and learn how to manage it effectively while building credit. With the right strategy, debt can be a stepping stone instead of a stumbling block.

In this hands-on session, you’ll learn how to recognize the difference between debt that supports growth and debt that creates financial strain. Shawndel will guide you through setting up a debt-tracking system to stay organized and in control. You’ll also discover strategies for prioritizing payments, negotiating better terms, and minimizing high-interest costs that eat away at your profits.

Debt management isn’t just about paying down balances; it’s about using credit wisely. Understanding credit utilization, on-time payments, and responsible borrowing can be the key to unlocking new opportunities for both your business and personal finances.

By attending this session, you’ll gain practical tools and insights to stay ahead of debt, build stronger financial habits, and use credit to fuel growth instead of creating stress.

Debt doesn’t have to be the enemy. It’s all about how you manage it. Join us and walk away with a plan to turn financial confusion into confidence.